UNDERWRITER at HR Options

About the position

Your:

• Matric
• NQF 5 in Short-Term Insurance
• Regulatory Exam Level 1
• A minimum of five years relevant underwriting experience
• DOFA confirmation from FSB
• Cardinal 360 system experience will be an advantage
• Financial Services industry experience  

will help you to suceed in the following duties:

• Effectively maintaining underwriting standards and providing quality client service:
  
  • Issuing new policies, renewals, and endorsements on the CIMS3 System
  • Prepare new business quotes
  • Underwrite in accordance with standards, policies and procedures
  • Support the sales team in acquiring and retaining profitable business
  • Attend to administration and written communication
  • Ensure that all documentation is processed accurately & correctly
  • Ensure documentation is checked and authorised if appropriate prior to dispatch
  • Ensure queries are resolved as per company standards
  • Negotiating renewal terms and preparing the renewal documentation
  • Ensure renewal reviews are completed timeously
  • Ensure retentions are calculated
  • Request and monitor survey and survey requirements as per laid down procedures
  • Correct unprofitable policies
  • Ensure policies are not overexposed
  • Checking policies before sending to clients
  • Telephone contact with clients when they phone in with queries or amendments/ additional covers
  • Saving all work electronically
  
  
• Service delivery to ensure customer satisfaction:
  
  • Maintain service, quality, and desired outputs within a specific functional process by ensuring compliance with tactical policies, procedures, and standards
  • Resolve escalated customer queries and complaints and provide feedback to customers on matters resolved
  • Develop work routines in line with operational plans / schedules in order to manage the achievement of service delivery goals
  • Share knowledge on, and participate in the creation of new standards, control systems, and procedures to maintain service delivery
  
  
• Maintain effective people practices:
  
  • Align own behaviour with the organisation's culture and values
  • Share and transfer product, process, and systems knowledge to colleagues
  • Collaborate and work with the Underwriting team to ensure required service levels are delivered
  
  
• Continuous improvement to ensure effective service:
  
  • Ensure adherence to organisational policies, practices, and procedures
  • Identify and recommend areas / ways to improve processes
  
  

Desired Skills:

• Underwriter
• business quotes
• CIMS3 System