About the position
ENVIRONMENT:
MONITOR and control risk exposure of assigned portfolios as your expertise as a Senior Risk Analyst is sought by a dynamic Financial Services Group to join its team. You will do this through contributing to the management of Credit Risk with a key focus on the IFRS 9 portfolio and related reporting. You will also investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings. Applicants will require a Bachelor’s tertiary qualification in Commerce/Science or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar. You will also need 3 years’ experience/proficiency in the following: Credit Risk Analysis on lending products; IFRS9 provisioning methodologies and/or impairments modelling and reporting; Preparation of data-driven credit policy recommendations for senior management & Data manipulation and analysis using SAS, SQL, or other data analysis tools.
DUTIES:
- Automation and maintenance of risk reports as part of the monthly risk reporting processes.
- Maintain, update and enhance IFRS 9 provisioning and key forecasting models, including backtesting of IFRS 9 models.
- Align risk reporting to meet Shareholder requirements.
- Coach Analysts within the areas of modelling and report production.
- Deliver insight into key drivers of impairments including underlying arrears performance and movements in expected credit loss.
- Investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings.
- Ensure there is an effective suite of reports which explains key drivers of Credit Loss Forecasting.
- Attend, when required, relevant forums and committees.
- To identify and deliver opportunities to enhance the key processes in relation to accuracy, efficiency, controls and insight.
REQUIREMENTS:
Qualifications –
- Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar.
Experience/Skills –
- Minimum of 3 years’ experience/proficiency in the following:
- Credit Risk Analysis on lending products.
- IFRS9 provisioning methodologies and/or impairments modelling and reporting.
- Preparation of data-driven credit policy recommendations for senior management.
- Data manipulation and analysis using SAS, SQL, or other data analysis tools.
- Strong understanding of the business’ processes and ways in which to continuously improve them.
- Strong presentation skills (written, verbal and presentation-related).
Advantageous -
- Financial and/or Retail Credit experience.
ATTRIBUTES:
- Business acumen.
- Numeric and analytical skills.
- Clarity and simplicity of communication.
- Articulate, rational, coherent and persuasive.
- Disciplined, business focused delivery and impact-astute.
- Effective relationship management and collaboration skills.
While we would really like to respond to every application, should you not be contacted for this position within 10 working days please consider your application unsuccessful.
COMMENTS:
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Desired Skills:
