About the position
We are looking for an experienced and driven Senior Payment Specialist (Functional) to join our high-performing digital banking team. In this role, you will play a critical part in shaping, analysing, and delivering payment solutions for mission-critical core banking systems across regions.
Key Responsibilities
· Analyse and understand complex business requirements related to payment processing, compliance, and integrations.
· Translate business needs into functional specifications and ensure alignment with technical teams.
· Design and validate payment flows, ensuring regulatory compliance, scalability, and resilience.
· Collaborate with development and architecture teams on integration strategies using APIs, SWIFT gateways, and microservices.
· Work closely with QA and business users for UAT planning, testing, and validation.
· Drive continuous improvements in payment processing, monitoring, and STP rates.
· Support client workshops, documentation, and knowledge transfer activities.
Must-Have Skills & Experience
· Strong foundational knowledge of Core Banking systems and architecture.
· Expertise in Payments domain, including:
o SWIFT, ISO 20022, TCIB, Cross-border payments
o CMA regulations and country-specific compliance
o Full Payment Lifecycle, types of payments, and STP/Non-STP flows
· Deep understanding of payment integration with external systems and gateways (e.g., SWIFT, ISO 20022).
· Experience conducting GAP analysis, understanding customer requirements, and delivering functional documentation.
· High-level technical knowledge of:
o APIs & Microservices architecture
o Java, SQL, Oracle/SQL Server
o Unix/Linux scripting
· Familiarity with country-specific regulatory and compliance requirements in the payments space.
Good-to-Have
· Functional knowledge of Treasury products such as:
o FX, Money Markets (MM), Fixed Income
· Experience with real-time or high-volume payment systems (RTGS, ACH, etc.)
· Exposure to Agile methodologies, CI/CD pipelines, and financial system migrations.
If you're a payment expert passionate about driving functional excellence in digital banking, we want to hear from you.
Desired Skills:
- Money Markets
- Sql
- Java
Desired Qualification Level:
- Degree
About The Employer:
