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Pinpoint One Human Resources

Manager: Credit Risk Monitoring

Pinpoint One Human Resources

  • R Undisclosed
  • Permanent Management position
  • Polokwane Town
  • Posted 22 Dec 2025 by Pinpoint One Human Resources
  • Expires in 29 days
  • Job 2629825 - Ref Man Cred
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About the position

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We're recruiting on behalf of a respected South African development finance institution and are looking for a Manager: Credit Risk Monitoring who enjoys working at the intersection of governance, insight, and impact.

This role is ideal for someone who is naturally curious, detail-oriented, and confident enough to speak up when something doesn't look right. If you care about well-managed credit risk and want your work to genuinely influence decision-making, keep reading.

What you'll be involved in

  • Monitoring and reporting on credit risk across multiple portfolios
  • Ensuring credit policies, governance frameworks, and charters remain aligned to Basel principles and IFRS 9
  • Attending and overseeing credit committees, with the confidence to flag and challenge non-compliance when necessary
  • Tracking high-risk accounts, covenant breaches, and watch-list exposures
  • Preparing clear, insightful dashboards and reports for EXCO, Board, and key governance committees
  • Reviewing past credit decisions to identify trends, lessons learned, and improvement opportunities
  • Staying up to date with credit risk developments and best practice to strengthen the institution's risk approach

What our client is looking for

  • A BCom or equivalent 3-year qualification (postgraduate qualification in Credit Risk is advantageous)
  • At least 5 years' experience in credit risk management
  • Strong working knowledge of credit policies, IFRS 9, and prudential limits
  • Sound analytical ability, strong reporting skills, and the confidence to engage at senior and executive level

Desired Skills:

  • Risk Management
  • Credit analysis

Desired Qualification Level:

  • Honours

About The Employer:

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Behind the scenes of South Africa's food security and rural economy sits a specialist financial institution with a national mandate and a legacy that spans generations. Operating at the intersection of finance, development and sustainability, this organisation plays a pivotal role in enabling growth across agricultural value chains and land development initiatives.

With a balance sheet that influences livelihoods far beyond the numbers, the institution partners with government, commercial stakeholders and rural communities to unlock long-term economic value. Its work is complex, highly regulated and deeply impactful-where financial discipline, innovation and purpose must coexist.

Professionals who join this environment are drawn by more than just the role. They are motivated by the opportunity to contribute to something enduring: shaping financial solutions that support productive land use, strengthen food systems and drive inclusive economic progress across the country.

Apply Now

Pinpoint One Human Resources

About the agency

ABOUT US - SMALL company BIG on delivery. pinpoint one celebrated 11 successful years in business on 1 May 2009! Our success is measured in the benefits we offer you, our client: *our ability to partner with you to deliver suitable candidates in order to fill your vacancies *our comprehensive recruitment processes which minimise your risk of hiring the wrong person *for the job cost effective recruitment services *offering you a recruitment methodology that is most suitable for the assignment *experienced recruitment consultants who are competent to manage your assignments, ensuring delivery of the best candidates in the shortest possible time * being an established consultancy business with a credible reputation *having invested in processes and an infrastructure that enables a quality delivery for you *dedicating two account managers who understands your business and ensures continuity of long-term, mutually beneficial relationships We are proud of..... *having completed 11 years successfully in business *being a credible and professional small business *having successfully delivered on recruitment assignments to clients in the public and private sectors, across professions *enjoying long-term, mutually beneficial relationships with many of our clients and applicants, some since inception in 1999 *contributing to our clients transformation objectives - 81% of our all placements made in 2009 / 2010 are HDSA – 82.00% African Males and Females; and 36.00% Females *having a B-BBEE Certificate confirming that we are a Level 1 Contributor with an overall score of 103.95 / 100 *being a black empowered enterprise with 62,55% ownership by Females *supporting a values driven culture – integrity, sense of urgency and a strong service and delivery focus *our team of 19 talented people with 76 years experience in recruitment and assessment, *extensive experience gained in the corporate sector in human resources management *94% of all pinpoint one staff are HDSA (African, Coloured and Indian) Males and Females * a recruitment team committed to the pinpoint one professional processes and high standards *our Consultants who are graduates who are mentored and trained in-house *study bursaries being available to ALL staff for their personal development *the projects managed by pinpoint one created job opportunities for others *providing study bursaries to and host art exhibitions for underserved artists studying at Artist Proof Studi *our Corporate Social Investment Projects supported since 2001 having won 2 Business Day and Business and Arts South Africa Awards for effective sponsorship of the arts....... pinpoint one is a successful SMALL Business in South Africa! Our clients and applicants benefit from our professional delivery in a BIG way!

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