About the position
A leading financial institution is seeking a Manager: Credit Risk Monitoring to drive the implementation of their Credit Risk Management Framework. Ensure policies, governance, and reporting meet industry standards while overseeing credit committee activities and addressing non-compliance risks with effective solutions.
Key Responsibilities
- Policy Development: Maintain and enhance credit risk policies, governance charters, and risk frameworks aligned with best practices, IFRS 9, and Basel principles.
- Portfolio Monitoring: Track and report on credit performance, facility renewals, covenant breaches, and high-risk exposures. Recommend corrective actions where needed.
- Committee Oversight: Attend credit committees, ensure adherence to policies and charters, and flag risks with mitigation strategies.
- Reporting: Prepare monthly dashboards and quarterly portfolio performance reports for executive and board-level review.
- Credit Review & Hindsight: Develop and execute review plans to assess loan approval processes and credit adherence. Provide advice and report findings with improvement suggestions.
- Research: Conduct proactive and request-based research on credit trends, practices, and risk modelling to enhance credit risk management.
Requirements
- Bachelor's degree in Finance, Risk, or similar field
- Postgraduate qualification in Credit Risk (advantageous)
- Minimum 5 years' experience in credit risk management
Desired Skills:
- Risk Management Principles
- Research and Analysis principles
- Credit granting systems / tools
- Credit granting regulations
- Microsoft Office
Desired Work Experience:
Desired Qualification Level:
