Junior Underwriter

About the position

Our client is looking for a Junior Underwriter with excellent attention to detail.
You should be able to efficiently support the credit process by analysing and determining a client’s risk when reviewing applications.
You need to be proficient in verbal and written communication as you will prepare and report decision-making data that will contribute to lending decisions made
Key Responsibilities
- Perform efficient risk assessments of clients and provide feedback to the team
- Assess client background information and financial status
- Review applications for compliance and adherence
- Perform telephonic trade reference checks and any post-credit checks necessary
before disbursement of funds
- Communicate recommendations to client’s credit team
- Analyse client performance for any concerning changes
- Efficiently obtain clarifications where concerns are present.

Skills And Qualifications
- Minimum qualification: Matric. Post-matric qualification is advantageous.
- At least 3 Years’ experience in a similar role
- Basic understanding of payment terms etc
- Capability to establish a good rapport with clients
- Strong analytical skills
- Problem-solving capabilities

Desired Skills:

• Payment terms
• Credit analysis Trade references
• Risk assessment
• Loans