About the position
A well known company within the financial sector is looking for a Experienced Financial Planner:
Qualification and experience:
- Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related field.
- Relevant certifications such as Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), or local equivalents.
- Minimum of 5 years of experience in financial planning, wealth management, or a similar advisory role within the financial sector.
- Strong knowledge of financial products, investment vehicles, and current market trends.
- Demonstrated expertise in tax planning, estate planning, and risk management.
- Excellent analytical, organizational, and problem-solving skills.
- Outstanding interpersonal and communication abilities, with a client-focused mindset.
- High ethical standards and commitment to maintaining confidentiality and integrity.
- Proficient in relevant financial planning software, CRM systems, and MS Office Suite.
Duties:
- Client Consultation and Relationship Building:
- Conduct in-depth client interviews to assess financial needs, goals, and risk tolerance.
- Develop and maintain strong, trust-based relationships with clients, serving as their primary financial advisor.
- Regularly review client portfolios and update plans as circumstances or market conditions change.
- Communicate complex financial concepts in clear, accessible language.
- Financial Planning and Strategy:
- Develop comprehensive, customized financial plans tailored to individual client objectives.
- Analyze existing assets, liabilities, cash flow, insurance coverage, and tax status.
- Advise clients on investment opportunities, including stocks, bonds, mutual funds, and real estate.
- Provide guidance on retirement, estate, education, and tax planning.
- Recommend appropriate insurance products to manage risk.
- Investment Management:
- Monitor market trends and adjust financial plans as needed.
- Research and evaluate financial products and investment vehicles to align with client goals.
- Implement strategies for asset allocation, diversification, and rebalancing.
- Ensure compliance with regulatory requirements and ethical standards in all investment recommendations.
- Compliance and Documentation:
- Uphold all legal and regulatory requirements, including data privacy and Know Your Customer (KYC) protocols.
- Maintain meticulous records of all client interactions, plans, and transactions.
- Prepare regular reports and documentation for both clients and internal audits.
- Stay informed of industry changes, tax law updates, and financial products.
- Professional Development:
- Pursue ongoing education and certifications to maintain and enhance professional competency.
- Participate in industry conferences, workshops, and networks.
Desired Skills:
- FINANCIAL
- PLANNER
- STRATEGY
