About the position
Our client in the Financial Services Industry based in Cape Town is currently looking to employ a Financial Advisor (Risk Products).
To provide and implement advice in respect of insurance needs and solutions to the company clients in conjunction with the companies Partner.
Afrikaans first language preferred.
A wonderful career opportunity awaits you.
Requirements:
- Minimum 5 years’ experience as a Broker Consultant / Life Insurance Agent, etc.
- Ability to function at a strategic level whilst fulfilling operational responsibilities.
- Meet the FAIS honesty, integrity, and good standing requirements.
- Meet the FAIS minimum experience requirements in respect of long-term insurance products.
- Must not have been declared insolvent or provisionally insolvent.
- Excellent communication skills, verbal and written.
- Excellent negotiation and persuasion skills.
- Client oriented, with strong interpersonal skills and able to take the initiative (self-starter).
- Emotional resilience.
- Appropriate tertiary qualification (bachelor’s degree in commerce, finance, investments preferable)
- Have a qualification recognised by the FSCA for FAIS purposes. Preference will be given to candidates with a CFP.
- Have completed relevant class of business and product specific training.
- FAIS compliant (continuous professional development).
- Completed supervision for long-term insurance categories.
- Fully computer literate, xPlan experience advantageous.
Responsibilities and expectations but not limited to:
- Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partner’s practice.
- Prepare comprehensive advice documents (proposals, comparisons, and quotation) for presentation to clients.
- Provide the specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs. This will include specialist areas such as Estate Planning and Business Assurance.
- Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
- Review clients cover according to internal business procedures, or if client circumstances change.
- Acquire short term insurance leads from the company’s financial planning partners.
- On receipt of the client’s consent, refer these clients to the STI tele-advisor, book an appointment for the client with the tele-advisor, and forward any existing short term insurance schedules to the STI tele-advisor for capture prior to the appointment.
- Communicate and receive confirmation from the STI tele-advisor that the appointment has taken place and the outcome of the appointment.
- Maintain and develop client relationships.
- Support and contribute to company initiatives to communicate to, educate and engage clients in order to better meet their needs.
- Monitor and report on the success and implementation of client and partner focused initiatives.
- Adhere to the culture and principles of TCF – treating customers fairly.
- Comply with Group and Industry regulatory requirements.
Please note should you not receive a response within two weeks of applying you may assume that your application was unsuccessful.
Desired Skills:
- Financial Advisor
- Risk Products
- insurance
- Afrikaans
- Broker Consultant
- Life Insurance Agent
- FAIS
