CLIENT BANKING ANALYST (COMMERCIAL BANKING & TRANSFORMATION) - UPINGTON

About the position

CLIENT BANKING ANALYST (COMMERCIAL BANKING & TRANSFORMATION) - UPINGTON

CLOSING DATE 27 MAY 2025

PURPOSE

• To work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.
• To act as consolidator of inputs from team members in the development of the business case for loan applications - inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.
• Financial Modelling, Analysis & Deal structuring.
• To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
  o
  The business case
  o
  Financial statements - inclusive of cash flow projections
  o
  Risk Considerations and Mitigation thereof
  o
  Security and Collateral
  o
  Development, Social and Environmental Impact considerations
• To provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration.
• To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris..
• QUALIFICATIONS
• Relevant three year qualification - BTech in Credit or Risk Management
• or - Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management.
• EXPERIENCE
• Post qualification experience which will typically include the following: 3 to 5 Years
• Experience as a Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporate banking environment
• Experience in a Financial Services Lending environment
• Relationship management experience in a customer facing environment - within an agricultural environment an advantage
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  JOB DUTIES / RESPONSIBILITIES
  Facilitate Development Transformation Of The Agricultural Sector

Desired Skills:

• Development Social and Environmental Impact considerations
• Facilitate Development Transformation Of The Agricultural Sector

Desired Work Experience:

• 5 to 10 years

Desired Qualification Level:

• Degree