CLIENT ANALYST: CB&SI (HEAD OFFICE)

About the position

MAIN PURPOSE OF THE JOB

Provide analytical support to the CB&SI Relationship Manager in packaging of the credit submission document for Credit Committees.

Working on a team-basis with members of the team in the CB&SI Office including cross-frunctional team members from Credit, AES/AEA and Legal, i.e. attend client and internal meetings, including Exectuive Credit Committee ("ECC'), with CB&SI Relationship Manager to gain background and perspective on especially information being collated for and subject to updating for Loan Originantion and Sap Banking and Collateral Management

Provide administrative and loans origination system support to the CB&SI Relationship Manager for capturing of raw data in credit,-, AES-, ESS and financial spreading tools , doing credit checks such is ITC, Windeed, and drafting and getting sign-off on AML reports with Risk department, etc.

Ensure quality and integrity of loan origination system database [Acceleris], i.e. ensure that all data captured are accurate and comparable in order for CB&SI Relationship Manager to focus on analysis and interpretation without reviewing data to data source documents.

Provide pre-disbursement SAP Banking and SAP Collateral Management support for CB&SI [Release.approval by Head] by, i.e. creation of SAP Banking Business Partners, loan contracts and SAP loan conditons management, SAP Collateral Management collateral instruments and collateral valuations capturing, loading of documents to Electronic Documents Records Management System ["EDRMS"].

Key Performance Areas

• Loan Origination IT and Support

• Provide analytical support to the CB&SI Relationship Manager in packaging of the credit submission document for Credit Committees.

• Working on a team-basis with members of the team in the CB&SI Office including cross-frunctional team members from Credit, AES/AEA and Legal, i.e. attend client and internal meetings, including Exectuive Credit Committee ("ECC'), with CB&SI Relationship Manager to gain background and perspective on especially information being collated for and subject to updating for Loan Originantion and Sap Banking and Collateral Management
• Provide administrative and loans origination system support to the CB&SI Relationship

Manager for capturing of raw data in credit,-, AES-, ESS and financial spreading tools , doing credit checks such is ITC, Windeed, and drafting and getting sign-off on AML reports with Risk department, etc.

Maintain core SAP Banking Systems and Records Management

• Provide pre-disbursement SAP Banking and SAP Collateral Management support for CB&SI [Release/approval by Head] by, i.e. creation of SAP Banking Business Partners, loan contracts and SAP loan conditons management, SAP Collateral Management collateral instruments and collateral valuations capturing, loading of documents to Electronic Documents Records Management System ["EDRMS"].

• Transactional Banking

• Distribute instalment payment notice, follow up on payments (collections) and escalate any risks or challenges to CB&SI Client Relationship Manager and CB&SI Specialist Client Service Fulfilment and if not resolved to Risk Department for e.g. soft restructures.

• Provide transactional banking support to CB&SI Relationship Manager, i.e. process requests for VAT invoices for fees, disbursements, deposits, journal entries, do account reconciliations and corrections and adjustments, calculate settlement quotes,etc.

• Stakeholder Relationship Management

• Provides support to CB&SI Specialist Client Service Fulfilment in role as Risk Champion for CB&SI.

• Provide support to CB&SI Specialist Client Service Fullfilment in coordinating and monitoring of CB&SI Compliance Management, including support for sourcing of external valuations for SAP Collateral Management System and Equity Investments Portfolio

• Liase directly with client for disbursements, deposits, adjustments and collections.

• Compliance and Risk Management

• Ensure that standing data and contract details captured on SAP Banking are in line with credit approvals and signed contracts

• Ensure that collatersl instruments and instruments and valuations captured on SAP Collateral Management System is in line with signed and registered security agreements and valuation reports
• Ensure that valuations are updated in the form and frequency prescrined by the Credit Policy
• Verify that all conditions for first disbursements are met.

Preferred Minimum Education and Experience

• NQF Level 5 or a Relevant 3 year qualification: BTech in Accounting or Risk Management, Undergraduate Degree in Accounting / Commerce / Risk Management / Investment Management.
• Post qualification experience which will typically include the following: 3-5 or more years
• Experience as a Business Analyst, or relevant post investment monitoring experience in a commercial or corporate banking environment
• Experience in a Financial Services Lending environment
• Relationship management experience in a customer facing environment - within an agricultural environment as an advantage.

Desired Skills:

• Microsoft Office
• Knowledge / Experience of CRM and Risk tools - including the application of client onboarding
• complaints and collection and monitoring systems
• Enterprise Risk Management Principles
• SAP Core Banking Systems
• Financial and Accounting Principles
• Customer Service Principles
• Accounting Principles
• Written and Verbal Communication Skills
• Additional Requirements
• Extended hours as and when required
• Valid driver's license
• Travel as and when required

Desired Work Experience:

• 2 to 5 years

Desired Qualification Level:

• Degree