INVESTMENT ASSOCIATE

About the position

COMPETENCY PROFILE
Outputs

• Performing eligibility screening of new applications for funding in terms of NEF's criteria and mandate.
• Perform commercial screening of applications in terms of NEF's commercial assessment, framework, and
  generate reports for assessed application, with recommendations on whether the applications should be accepted
  or rejected.
• Prepare financial analysis as part of the commercial screening process of new applications.
• Call applicants to request information and meet as well as advice applicants where applicable.
• Perform desk top research using search engines such as Google, INet Bridge, etc. to obtain industry information
  required in the assessment of applications.
• Identify risks on applications and make recommendations to Regional Manager in respect of way forward.
• Build networks in Kwa-Zulu Natal and source good deal flow for the NEF.
• Attend conferences and seminars that are part of the Pre-Investment Business Support.
• Resolve complaints that cannot be resolved by Product Advisor and provide Pre-Investment mentorship to
  applicants where necessary.
• Perform business valuations for applicants.
• Conduct post investment due diligence and monitoring of all investments in the regional office portfolio.
• Conduct due diligence on applications from existing investees for further funding and obtain approval from the
  relevant committees per the DOA.
• Provide and facilitate technical assistance and mentorship to all investees in conjunction with the POIU
• Conduct effective portfolio management to reduce the portfolio risk of the NEF in conjunction with the POIU.
• Maintain CRM (Customer relationship management) with all existing investees.
  Experience/Skills required
• 3 years' experience on 2 or more of the following areas: SME funding/deal making/ investment environment,
  business banking, venture capital environment and/or development finance,
• 3 years' experience in managing an SME portfolio.
• Good understanding of the investment process especially as it relates to SME funding.
• Basic understanding of the various investment instruments and deal structures applicable to a SME portfolio.
• Good working knowledge of key commercial statutes and regulations (e.g. Tax, Companies Act and BEE
  legislative environment).
• Ability to perform desktop analysis and risk assessments on applications and put forward compelling written
  recommendations for consideration.
• Ability to analyse and interpret financial statements.
• Working experience in due diligence appraisals.
• Ability to generate deal flow through own networks.
• PC literacy and competency in Microsoft Excel, Word, and PowerPoint.
• Good Presentation Skills and ability to communicate at all levels.
• Strong negotiating skills.
• Strong credit control / collections skills.
• Qualifications
• B Com (Finance, Accounting, Financial Management, Management Accounting) Degree.
• Postgraduate Commerce Degree will be a distinct advantage
  Personal Attributes/Behaviours/Attitudes
• Ability to maintain good relationships with clients.
• Ability to work in a team.
• Must be self-motivated,
• Ability to take initiative and make decisions.
• Interpersonal Skills.
• Attention to detail.
• Result orientation and deadline - driven.
• Exceptionally professional with outstanding business ethics.
• Time and task management.

Desired Skills:

• See above spec