About the position
JOB PURPOSE:
To evaluate and present applications for funding and structure deals that contribute towards unit and company objectives as well as industry development goals. This would include performing the financial and/or technical and/or marketing due diligence functions and ensuring risk identification and mitigation. MAIN DUTIES AND RESPONSIBILITIES:
Financial / Shareholder Returns
• Evaluate and effectively structure transactions with detailed application of company financing instruments (where applicable/appropriate)
Internal / Operational Processes
• Evaluate applications for finance (financial, technical or marketing disciplines) through conducting due diligences/investigations
• Deal structuring - Designing and negotiating the financial, EHS, legal and other relationships between the client and the organisation for the specific deal (where applicable)
• Risk identification and mitigation
• Participate in due diligences
• Deal Optimisation - Ensuring that the deal is aligned with the strategic objectives of the unit and will contribute to meeting industry development goals
• Account management function up to first disbursement
• Prepare and submit basic assessments and comprehensive credit proposals that meets the organizations funding requirements.
• Ensuring accurate client data management
Customer Focus Stakeholder Management
• Maintain meaningful relationships with enquirers, applicants and portfolio clients in conjunction with different support functions in the company.
• To effectively interact with different SBU’s and departments in order to fulfil the process requirements related to any specific business transaction.
• Manage and enhance the levels of service and communication to ensure the provision of client service excellence.
• Liaise, communicate and promote the unit externally
Learning, Leadership People Growth
• Drive and manage own development to enhance own competencies
• Participate in knowledge sharing in the team and cross functional
• Mentoring and acting as a coach to Business AnalystsQUALIFICATIONS
Minimum qualification: CA (SA)
KNOWLEDGE EXPERIENCE
Declared competent in two due diligence disciplines (Marketing, Technical or Financial).
Grounded in one of the above due diligence disciplines.
Experience in interpretation of financial statements.
Sector-specific knowledge would be advantageous.
Knowledge of financial products as used by IDC.
TECHNICAL/FUNCTIONAL COMPETENCIES
• Financial acumen
• Risk identification and mitigation
• Investment/Portfolio Management
• Stakeholder Management and customer focus
• Report writing skills
• Planning and organizing
BEHAVIOURAL COMPETENCIES
• Presentation and Communication skills
• Negotiation skills
• Relationship and Networking skills
• Persuading and Influencing skills
Requirement: As our entity (IDC) Provides financing funding, the need to ensure trust, honesty and integrity in all financial non-financial activities must be above reproach
Desired Skills:
- Judgment and Decision Making
- Complex Problem Solving
- Critical Thinking
- Management of Personnel Resources
- Social Perceptiveness
- Management of Financial Resources
- Time Management