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Vital Element (Pty) Ltd

Credit Analyst

Vital Element (Pty) Ltd

  • R Undisclosed
  • Permanent Intermediate position
  • Umhlanga
  • Posted 12 Nov 2025 by Vital Element (Pty) Ltd
  • Expires in 32 days
  • Job 2627231 - Ref VE836
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About the position

Suitably qualified incumbent from the Financial/Credit risk analytics sector required to develop, manage and monitor relevant reporting models, to provide advanced analytical support, to critically analyse and advise the department on data driven insights and trends, and create and maintain accurate data, dashboards, and management reports.

Permanent position reporting to the Credit Manager.

Responsibilities:

  • Prepare and circulate all reports to relevant stakeholders in a timely manner
  • Lead the identification, development, implementation, and maintenance of new credit strategies and solutions
  • Analyse and report on key performance metrics in the Department
  • Evaluate operational processes and reporting to improve productivity, efficiency and profitability
  • Prepare Ad-hoc projects and analytics
  • Manage system/technical issues by logging service desk tickets with IT
  • Track all system/policy/operational changes made
  • Perform End to end systems testing
  • Automate reports and processes

Requirements:

  • Bachelor's degree in Finance, Economics, Mathematics or Business Science (Honours degree preferred)
  • Proficiency in database management, SQL and other programming languages
  • Advanced Excel
  • 2-5 years' experience in Data Analytics and Reporting
  • Credit Underwriting (advantageous)
  • Quantitative Analytics
  • Ability to work with complex and large amounts of data
  • Time management skills
  • Communication skills
  • Presentation skills

Desired Skills:

  • Data Analytics
  • Credit Underwriting
  • SQL
  • Advanced Excel
  • Database management
  • Quantitative Analytics
  • End to end systems testing
  • Credit strategies
  • Credit solutions
  • Reporting models

Desired Work Experience:

  • 2 to 5 years Credit Management

Desired Qualification Level:

  • Degree

Apply Now

Vital Element (Pty) Ltd

About the agency

ABOUT US Vital Element stems from a passion and drive to influence and add value in the realm of recruitment and HR. Our focus covers both companies and individuals. We embrace this passion by building lasting partnerships, striving for innovation and remaining vibrant and ethical.

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Expires in 32 days

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