About the position
Ready to crunch numbers and shape financial futures? We are seeking a Credit Analytics & Modelling Manager to turn data into actionable insights with the precision of a mathematician and the creativity of an artist. If you can balance risk and reward like a pro, apply now and let us build smarter credit strategies together!
Skills:
- Planning and Organising
- Action Planning
- Data Collection and Analysis
- Verbal Communication
- Data Control
- Numerical Skills
- Review and Reporting
- Risk Management
Responsibilities:
- Active stakeholder engagement & development of analytic solutions
- Monitor credit risk settings & appetite of the organization.
- Ensure that risk analytics and credit risk management, align to business strategies & provisioning.
- Preparing, analysing, and validating data to perform quantitative analysis for statistical and modelling data.
- Analysis of historical data, data cleaning, sampling, variable selection, modelling, and performance evaluation
- Develop analytic solutions using outputs from models in credit decision, business strategies, risk appetite setting and provisioning and capital assessment.
- Development of models in multiple programming languages
- Develop and maintain user requirements, parameters, and configurations of rating systems.
- Monitor, back test and report performance of the models.
- Support models throughout the model lifecycle, including governance, model reviews and model refinements.
- Conceptual design of modelling approaches and model architectures including model principle, quantitative methods, and underlying assumptions
- Develop predictive and decision models to be deployed in systems.
- Maintain credit rating models for the measurement and management of credit risk.
- Work closely with model validators to ensure adherence to the governance framework for model deployment and ensure timely closure of validation issues.
Education:
- Matric
- Bachelor's degree in actuarial science/mathematics/Statistics/Engineering
Experience:
- 5 to 10 years' experience in telecommunications or credit risk
- Experience in credit risk modelling including IFRS9 is preferable.
Desired Skills:
- risk management
- reporting
- data collection
- data analysis
Desired Work Experience:
Desired Qualification Level:
